GLENN DOWNING

Originally a Connecticut Yankee, Glenn J. Downing received his MBA from the University of Connecticut in 1984 with a finance concentration, and has been working in the financial services industry since moving to Florida in 1997.  He attended Ken Zahn’s live review in November of 2005 and has been a CERTIFIED FINANCIAL PLANNER™ practitioner since 2006.

Glenn is associated with NL Financial Alliance in Coral Gables.  In addition to insurance licenses, he holds Series 7, 63, and 24.

In addition to his personal financial planning practice, Glenn has been an instructor of the CFP® curriculum since 2006. 

In February of 2010 Glenn was honored by being invited to become a Board member of the Miami-Dade Citizens’ Independent Transportation Trust.  This is the trust which was established by legislation in 2002 when Miami-Dade voters increased their sales tax by ½ penny to fund transportation infrastructure improvements, and oversees all disbursements from that revenue.

Active member in the Miami-Dade chapter of the Financial Planning Association, Glenn is the 2012 Board Member responsible for membership.

Glenn Downing is a Registered Representative and Investment Adviser Representative of Equity Services, Inc.  Securities and  investment advisory services are offered solely by Equity Services, Inc.  Member FINRA/SIPC, 1 National Life Drive, Montpelier, VT 05604.  (802) 229.3900.  NL Financial Alliance is a trade name and Distribution Channel of National Life Insurance Company.  TC66426(0112)

PATRICIA WHITE KEARNEY

Patricia White Kearney has been working in the Financial Services industry since 2002 and has experience in Financial Planning, Client Portfolio Management, and Life, Disability and Long Term Care Insurance.  She attended the Zahn Live Review in November 2009 with Ken Zahn and received her CFP Designation in 2010. She holds Series 7 and 66 securities licenses and a Life, Health and Variable Annuities Insurance License in Florida and Colorado.  Patricia formerly owned a Registered Investment Advisory firm serving high net worth clients. She has also worked for Northwestern Mutual as a Financial Representative providing asset and income protection to business owners and their families.

Patricia is an active member of Executive Women of the Palm Beaches and Leadership Palm Beach County. She has served as a board member in both organizations. Patricia is also a member of the Forum Club of the Palm Beaches and the Gold Coast Chapter of the Financial Planning Association.

Patricia is married and resides in Palm Beach Gardens, Florida.  In her spare time, she enjoys ballroom dancing and traveling