Insurance Information

Beginning with registration for fall 2018, Barry University will require that all full-time undergraduate and all full-time graduate students (excluding online programs) be fully covered with health insurance in the state of Florida.

To assist with this process, all full-time undergraduate students and all full-time graduate students will be billed at the time of registration, for one semester of student health insurance through United Health Care Student Resources. If you have private insurance coverage that meets the waiver standards, you may waive the student health insurance fee to have the semester amount credited back to your account.

Premium rates for All full-time students

Rates

  • Annual* (8/1/18 - 7/31/19): $1898.00
  • Fall (8/1/18- 12/31/18): $796
  • Spring ONLY (1/1/19 - 5/7/19): $660
  • Spring & Summer (1/1/19 - 7/31/19): $1102
  • Summer ONLY (5/8/19 - 7/31/19): $442

Policy Highlights:

  • Fully compliant ACA nationwide insurance plan (UHC PPO Choice)
  • Deductible Preferred Providers - $600 (Per Insured Person, Per Policy Year)
  • Deductible Out-of-Network - $12,000 (Per Insured Person, Per Policy Year)
  • Coinsurance Preferred Providers - 20% (See policy details)
  • Coinsurance Out-of-Network - 50% (See policy details)
  • Out-of-Pocket Maximum Preferred Providers - $7,150 (Per Insured Person, Per Policy Year)
  • Out-of-Pocket Maximum Preferred Providers - $14,300 (Family maximum, Per Policy Year)

Further information on policy details is available on the web at www.uhcsr.com/barry and www.unitedhealthcareonline.com.

Student Enrollment Process:

Beginning with registration for fall 2018, all full-time undergraduate and all full-time graduate students (excluding online programs will be front billed for one semester of student health insurance through United Health Care Student Resources. If you have private insurance coverage that meets the waiver standards, you may waive the student health insurance fee to have the semester amount credited back to your account.

Students who are enrolled in non-traditional semesters may be billed after they register if they fail to complete a wavier during the open waiver period.

Students MUST complete the insurance waiver and upload a copy of their insurance card prior to the first 30 days of the fall semester. The insurance cost is nonrefundable after the waiver period. Go to www.studentcenter.uhcsr.com/barry to complete the waiver and upload your insurance card. This waiver will need to be completed with each subsequent fall semester.

For more information please go to www.barry.edu/health-services/insurance-information/

Spouse/Dependent Enrollment Process

Enrollment is available for Spouse/Dependent(s) through www.uhcsr.com/barry. You must be enrolled in the student plan and effective in the UHCSR system before you can request Spouse/Dependent coverage Spousal/Dependent coverage terms run concurrently with the student coverage terms. To be eligible for coverage, students must actively attend classes for the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the eligibility requirements that the student actively attend classes.


Insurance Requirements

Mandadory Health Insurance Requirement:

Beginning with registration for fall 2018, all full-time undergraduate and all full-time graduate students (excluding online programs) are required to be fully insured in the state of Florida.

To assist with this process, all full-time undergraduate students and all full-time graduate students will be front billed for one semester of student health insurance through United Health Care Student Resources. If you have private insurance coverage that meets the waiver standards, you may waive the student health insurance fee to have the semester amount credited back to your account.

Students who are enrolled in non-traditional semesters may be billed after they register if they fail to complete a wavier during the open waiver period.

Students MUST complete the insurance waiver and upload a copy of their insurance card prior to the first 30 days of the fall semester. The insurance cost is nonrefundable after the waiver period. Go to www.studentcenter.uhcsr.com/barry to complete the waiver and upload your insurance card. This waiver will need to be completed with each subsequent fall semester.

Automatic Enrollment

To assist students in following this policy, the university automatically enrolls students in the university-endorsed United Healthcare insurance plan and bills the current semester premium to student account. For more information, please review the cost and benefits of the 2018-2019 university-endorsed policy

If You Already Have Your Own Insurance

ALL students with private insurance that meets the University requirement for coverage who wish to opt out of the Barry University sponsored Student Insurance plan, may complete the insurance waiver and provide proof of health insurance prior to the first 30 days of the semester. Once an approved waiver is submitted the student account will be credited for the cost of the Student Health Insurance Plan. You will be notified immediately following waiver submission if your waiver does not meet the University requirement.

What is Considered Adequate Insurance?

  • Your health insurance company must be licensed to do business in the State of Florida and coverage must extend to the Miami Dade/Broward county area.
  • Coverage must remain in effect while enrolled for classes.
    • The premium must be paid in full for the semester in which you are enrolled; premium payments submitted on a monthly basis are not considered continuous coverage.
  • Access to primary and specialty care in Miami Dade/Broward County.
    • Hospital Emergency Room/Urgent Care Center only coverage is not accepted
  • Inpatient hospital coverage for Medical and Mental Health issues.
  • The insurance plan must pay for services directly to physicians and/or hospitals.
    • Reimbursable plans are not accepted.
  • Prescriptive Medication Coverage (Unlimited coverage with copayment)
  • An individual deductible not to exceed $2,500.00 per policy year
    • Plans with a Health Savings Account (HSA) and/or a Federal Savings Account (FSA), are exempt from this requirement.
  • Outpatient Mental Health and Substance Abuse coverage.

Note: International plans are not accepted. International students may not waive this coverage unless they have private health insurance coverage with a U.S. insurance plan (i.e., Aetna, Cigna, BCBS or United Healthcare)

For More information regarding Waiver Requirements please go to www.studentcenter.uhcsr.com/barry.

Important: Waiver Submission Policy/Submission Deadlines

WAIVER OPENS: WAIVER OPENS: The online waiver process will be available from the first day of registration for the semester in which the student is registering (fall or spring), through the first 30 days of the registering semester. Students beginning classes in the fall semester must complete the insurance wavier each subsequent fall semester. New students beginning classes in the spring semester will be required to complete a waiver in spring and again in the fall of the same year and each subsequent fall semester. PLEASE NOTE: Students will not have access to the waiver process until they have been registered full time. Students will receive an email notification with the link to the waiver site when they are able to complete the waiver process. You must check your Barry Student Email!

Required Information to Complete the Waiver

  • You will need your Barry student ID number to verify your access to the waiver site.
  • You will need your insurance card. You will be asked to provide detailed information about your current coverage (Insurance Company Name, Policy Number, Claims Address, and Primary Subscriber/Policyholder’s Name).
  • You will be asked to upload a picture of your health insurance ID card. Waivers submitted without a current ID card will be denied.
  • Immediately upon completion of the waiver you will receive a confirmation of approval or denial email. Please retain this email for your records.

Student Health Access Plan

All Full-time undergraduate students attending class on the Barry University main campus (Miami Shores) and all graduate students residing in University provided housing will be billed for a mandatory $60 Student Health Access Plan on a per semester basis, once in the fall and once in the spring. All other students may purchase the plan if they wish to utilize the primary care services at Student Health Services.

This plan provides the following coverage:

  • Unlimited visits for evaluation by a Registered Nurse during SHS hours of operation.
  • Unlimited primary care visits with a Nurse Practitioner for the semester during SHS hours of operation.
  • Select over the counter medications in limited quantities.
  • Select prescriptive medications (high cost medications may have a nominal co-payment).
  • Immunizations are not covered for students with primary insurance other than the Barry Sponsored UHCSR plan. The cost for immunizations at SHS is discounted below community standard pricing and is billed to the student account.

Please Note:

  • The Student Health Access Plan covers services provided ONLY through Student Health Services (SHS). This plan IS NOT an insurance plan and WILL NOT cover the cost of medical treatment or medications at off-campus providers. It is strongly advised that all students maintain a private comprehensive health insurance plan. Please see the University health insurance requirement at www.barry.edu/healthservices .
  • This plan covers most services provided at SHS except; immunization and Laboratory tests. Laboratory tests must be sent to an off-site lab and will be billed through the patient’s primary insurance. Any unpaid balance owed to the laboratory is the patient’s responsibility.

The Student Health Access Plan is mandatory and cannot be waived for any reason. This plan will continue to renew for each subsequent semester for Graduate students that remain in University housing. It is the responsibility of the Graduate student to notify SHS if they make the decision not to reside in University housing for the subsequent semester.


Accident Plan Information

Accident Plan Information


Procedure for Filing an Accident Claim

In the event that you have suffered an injury that requires medical attention, please follow the procedure below:

  • Occupational Exposure, (needle stick or bodily fluid exposure)
    • Wash the wound and skin site that have been exposed to blood or bodily fluids with soap and water. Mucous membranes should be flushed with water.
    • Report your injury to your clinical supervisor immediately!
    • Immediately seek care by a qualified health care provider(ER, Urgent Care or a health care provider that can provide appropriate guidance on the need for antiretroviral prophylaxis)
    • DO NOT SEEK CARE IN THE STUDENT HEALTH SERVICES for Occupational Exposures!
    • Follow all federal (OSHA) and state requirements for recording and reporting occupational injuries and exposures as per the clinical site and the Barry University program guidelines.
  • For any other injury (sprains, fractures, lacerations, etc.) that requires medical attention:
    • Please seek medical attention as soon as possible at an ER, Urgent Care Center, Private Physician’s office or the Student Health Services.

If your injury meets policy coverage guidelines, please contact Student Health Services at 305 899 3750 as soon as possible after medical care is received to schedule an appointment to complete a claim form. If you are not at the Barry University main campus please contact Student Health Services to request a claim form.

You will be responsible to provide the treating facility with your primary insurance card and your accident insurance card. The accident plan will cover up to $5000 of medical expenses per injury, which is NOT covered by your primary insurance plan. (Exclusions may apply) The accident plan is a supplemental plan. You must have primary insurance that has been approved by hard waiver as per the Barry University guidelines.