Federal Stafford Loans:
Subsidized and Unsubsidized

Factors to consider when choosing a lender:

• If you already have student loans, consider whether you want to stay with the same lender.
• Determine different lenders' requirements for obtaining lower interest rates.
• Review different lenders' repayment benefits which could lower your interest rate."

A student usually qualifies for up to $10,250 per semester (Fall/Spring/Summer) in Federal Stafford Student Loans.

According to information provided on the FAFSA, up to $4250 may be subsidized and the rest of the $10,250 will be unsubsidized.

A subsidized loan is based on need and no interest accumulates while in school or during the six-month grace period. However, interest accumulates from the day of disbursement with an unsubsidized loan.

Students who borrow Stafford Loans are required to complete an entrance interview before their loan proceeds can be released. Please see the Entrance/Exit Interview section for additional information.

No credit check is required.

Suggested Lenders

This link will take you to a portal with links to our suggested lenders, information about their specific loan programs, and on-line applications.  You may use any lender that you choose; however, the lenders on our list were carefully chosen because they meet standards we have set for integrity, longevity, stability, and availability of continued funds for our students.